Niels Mekelenkamp
Niels co-founded Wealth Informatics LLC, the publisher of Wealth Informatics. He oversees editorial direction, fact-checking against primary sources (IRS, SEC, FDIC, Federal Reserve), and the calculator infrastructure that powers the site’s 125 tools.
What Niels edits on the site.
Niels takes the lead on the more technical pillars — the topics where the figures change annually and the source-document discipline matters most. Each page is anchored to the publishing federal agency and verified to the figure cited.
- Tax (Pillar 01). Federal and state income tax, capital gains, deductions, withholding. Anchored to IRS Revenue Procedures and IRS Notices, plus state revenue-department publications.
- Retirement (Pillar 02). 2026 contribution limits, Roth conversion strategy, RMD timing, Social Security claiming. Anchored to IRS Notice 2025-67 and SSA fact sheets.
- Investing (Pillar 03). Asset allocation, index-fund analysis, 1099-DA crypto reporting, capital-gains modeling. Anchored to SEC filings and FINRA notices.
- FIRE (Pillar 12). Withdrawal-rate math, savings-rate frameworks, Roth conversion ladders, sequence-of-returns risk. Anchored to peer-reviewed research and IRS rules on early-access strategies.
- Calculator infrastructure. Editorial direction on the 125-calculator catalog — methodology, formulas, current-year inputs, source citations.
Four standards Niels applies before any page publishes.
Personal finance has a quality problem online: blog citations, aggregator data, undocumented assumptions, hidden affiliate incentives. The editorial standards below are the response.
Public verification of what we publish.
The credibility of personal-finance content lives or dies on whether the reader can verify the figure for themselves. Every page on the site is structured so the reader can do exactly that:
- Source links work. Every cited figure has a working link to the publishing agency’s document. If a link breaks, send it to the Corrections inbox and it gets fixed.
- Math shown underneath. Every calculator displays its formula and assumptions. The reader can audit the math or copy it into their own spreadsheet.
- Corrections logged publicly. When we get something wrong, the corrections page shows what changed and when.
- No affiliate links. Nothing on the site earns commission from a financial-services firm, broker-dealer, lender, or insurance carrier. The math is the math, regardless of which product comes out ahead.
No fake titles.
Niels does not currently hold a CPA, CFP®, CFA, NMLS, or JD license, and the site does not claim he does. Wealth Informatics relies on primary-source verification rather than credentialed-reviewer claims. If a future contributor holds a relevant professional credential, that credential will be displayed only after verification against the publishing body’s public registry (CFP Board, NMLS, state CPA board, etc.).
If you have a question about a page Niels edited.
Editorial questions, corrections, source disputes, and clarification requests are welcome. The contact form is the canonical inbox — corrections include the page URL and the source you’re citing. We respond to most messages within 5 business days.
For press inquiries on deadline, mark “press” in the subject line and we’ll respond within 24 hours where we can.
Read the full editorial policy.
The standards above are summarized here. The full editorial policy document explains the source hierarchy, fact-checking process, update triggers, corrections process, and what’s out of scope.
Read the editorial policy →